Simplifying the complex

Together empowering a world of financial clarity

What if financial clarity was exponentially easier?

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Run 10,000 scenarios as simply as you can check today’s weather.

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Support traditional financial advice or offer an entirely digital alternative.

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Get what you need off the shelf, with custom build, or via API.

A mathematical genius on your side

At the heart of EV is a calculation engine that is an ace in the hand of investors, financial planners, pension providers and digital disruptors. Our calculation engine can inform investing and planning, provide recommendations, and even explain the reasoning behind the answers for hundreds of customer questions, such as:

  • What lifestyle can I get in retirement?
  • How much do I need to save to meet my financial goals?
  • How does investing compare to saving in cash?
  • What happens if I delay starting to save?

All of this is driven by an economic scenario generator – a stochastic asset model. One that accounts for the uncertainty and randomness that are a part of the economy.

a mathematical genius
Why our calculation engine is different

Why our calculation engine is different

Unlike many of its kind, our calculation engine is capable of estimating the probability of hundreds of scenarios at once – this is known as stochastic forecasting.

It provides answers based on factors such as:

  • Economic forecasts and probable scenarios
  • Inflation forecasts
  • Customer attitude to investment and income risk
  • Capacity for loss 

 Can you benefit?

EV’s calculation engine enables any industry to offer more nuanced financial clarity in a time of greater competition, regulatory change, and evolving customer demand:

Tools for investment managers

Draw on the results of our risk profiling questionnaires which covered 25% of the (UK) market in 2023. Over 50 investment managers already use this service, including HSBC, Legal & General Investment Management, and Vanguard.

£6 billion has been invested in asset allocations from the EV calculation engine, and it has forecast investment returns with enviable accuracy since we launched it over 10 years ago.

Tools for investment managers

Your options to get started

Off the shelf

Off the shelf

Our calculation engine is available as SaaS or through several pre-designed white labelled tools – EVDirect, EVDigital, and EVPro – which can suit a variety of use cases from digital to traditional financial advice, and the hybrid in-between.

APIs

APIs

The EV calculation engine is available entirely through more than 35 different APIs, giving you the components to create your own white labelled solution using your own developers. 

Custom Builds

Custom build

Our team can create and integrate a new custom solution for you, supporting you with front and backend development, so you can bring a new idea to market or create a new system for your organisation.

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Get in touch

Get in touch

Talk to us about what you’re building or the service you want to offer – and see how we can partner with you. Book time with one of our experts to discuss your requirements in depth.